We’re continuously innovating our technology and security features to keep your identity and accounts safe. Remember, we will NEVER call you and ask for an account number or code over the phone. So, PLEASE, do not provide this information if you are contacted by fraudsters claiming to be FIRST CHOICE BANK! Beware of anyone who informs you NOT to contact us or asks you to call them via text message.  If you receive a text message from our Fraud Department, it will only ask you to respond YES or NO to a specific charge on your debit card.  Our Fraud Department will never ask you to call us back. Never hesitate to call on us for your financial needs or concerns at 662-489-1631.   Be cautious and protect your business from fraud- always know who you are communicating with. We will NEVER email, call or text asking for specific information concerning your accounts or passwords. If you are unsure if you are being targeted, hang up the phone and call us at 662-489-1631.

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Commercial Checking

Non Profit Business Checking

  • A deposit of $50.00 is needed to open this account
  • Easily accessible electronic monthly statement required1
  • Online banking with on-line bill pay

  • Only pay for what you use – the first 50 debits or deposited items are free and no service charge will be assessed – each additional debit or deposited item is $0.35 per item2

  • Service charges will be waived on Church accounts

Small Business Checking

  • A deposit of $50.00 is needed to open this account
  • Easily accessible electronic monthly statement required1
  • Online banking with on-line bill pay
  • Business debit cards3
  • Monthly Service Charge waived with a $100.00 minimum balance throughout the statement cycle or less than 3 debits post to your account throughout the statement cycle. Otherwise, $10.00 per month2
  • 500 free debits or deposited items per month – each additional debit or deposited item is $0.25 per item2

Interest Commercial Checking

  • A deposit of $100.00 is needed to open this account
  • Earn interest at a variable rate – we will use the daily balance method to calculate the interest on your account. Call our New Accounts Representative for details.
  • Image check statement
  • Business debit cards3
  • Only $15.00 per month service charge
  • A $5.00 monthly credit will apply towards the monthly service charge by enrolling in electronic monthly statements1
  • 500 free debits or deposited items per month – each additional debit or deposited item is $0.10 per item2
  • If the average statement ledger balance of this Interest Commercial Checking account combined with other primary deposits (accounts that are in the same name and tax id number) equal or exceed $50,000.00, NO Service Charge will be applied.

Interest Bearing Church

  • A deposit of $10,000.00 is needed to open this account.

  • You will need to maintain a daily ledger balance of $10,000.00 each day of the statement cycle to obtain the stated APY.

  • Earns interest at a variable rate -- we will use the daily balance method to calculate the interest on your account. See our Rates Tab on the home page, or call our New Accounts Representative for details.
  • No monthly service charge.
  • There is a $3.00 paper statement fee per monthly statement cycle. This fee will be refunded on the day your monthly statement is cut if you maintain a $5,000 minimum daily balance. You may call New Accounts and request information on receiving your statements by e-mail1 to avoid the $3.00 charge.
  • Canceled check images included in monthly statement and through internet banking.
  • Business debit card.2
  • First Line Express access.
  • Online banking with bill pay.

Business Checking Church

  • A deposit of $50.00 is needed to open this account

  • No monthly service charge.

  • There is a $3.00 paper statement fee per monthly statement cycle. This fee will be refunded on the day your monthly statement is cut if you maintain a $5,000 minimum daily balance. You may call New Accounts and request information on receiving your statements by e-mail1 to avoid the $3.00 charge.
  • Canceled check images included in monthly statement and through internet banking.
  • Free Online banking with bill pay.

  • Free Business debit cards.3

  • Free First Line Express access.

Premier Money Market - Business

  • A minimum deposit of $10,000.00 is needed to open this account

  • Earns interest at a variable rate -- we will use the daily balance method to calculate the interest on your account. See our Rates Tab on the home page or call First Line Express for details.
  • You must maintain a minimum daily ledger balance of $10,000.00 to draw interest.
  • You must maintain a daily minimum balance of $5,000.00 to avoid the $12 service charge.
  • Express Check debit card.3

  • First Line Express access.

  • Online banking with bill pay.
  • Free paper statements or e-mail statements1.
  • Canceled check images included in monthly statement and through internet banking.

High-Yield Money Market - Business

  • A minimum deposit of $100,000.00 is needed to open this account

  • Earns interest at a variable rate -- we will use the daily balance method to calculate the interest on your account. See our Rates Tab on the home page or call First Line Express for details.
  • You must maintain a minimum daily ledger balance of $100,000.00 to draw interest.
  • There is a $15.00 service charge if you go over the transaction limit of five (5) withdrawals or transfers to another account of yours or to a third pary by means of a pre-authorized or automatic transfer or telephone order or instruction, computer transfer, or be check, draft, debit card, or similar order to a third party any given monthly statement cycle.
  • If you exceed the five (5) debit transaction limit more than three (3) times in a twelve (12) month period, your account will be changed to an account type of your choosing.
  • Business debit card.3
  • First Line Express access.
  • Online banking with bill pay.
  • Free paper statements or e-mail statements1.
  • Canceled check images included in monthly statement and through internet banking.

1This requires an e-mail address and Adobe software, which you can download for free from www.adobe.com.

2Debits include: checks, withdrawals, transfers, and ACH debits. Deposited items are any checks deposited to your account.

3Debit cards are subject to approval.