We’re continuously innovating our technology and security features to keep your identity and accounts safe. Remember, we will NEVER call you and ask for an account number or code over the phone. So, PLEASE, do not provide this information if you are contacted by fraudsters claiming to be FIRST CHOICE BANK! Beware of anyone who informs you NOT to contact us or asks you to call them via text message. If you receive a text message from our Fraud Department, it will only ask you to respond YES or NO to a specific charge on your debit card. Our Fraud Department will never ask you to call us back. Never hesitate to call on us for your financial needs or concerns at 662-489-1631. Be cautious and protect your business from fraud- always know who you are communicating with. We will NEVER email, call or text asking for specific information concerning your accounts or passwords. If you are unsure if you are being targeted, hang up the phone and call us at 662-489-1631.
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Commercial Checking
Non Profit Business Checking
- A deposit of $50.00 is needed to open this account
- Easily accessible electronic monthly statement required1
- Online banking with on-line bill pay
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Only pay for what you use – the first 50 debits or deposited items are free and no service charge will be assessed – each additional debit or deposited item is $0.35 per item2
- Service charges will be waived on Church accounts
Small Business Checking
- A deposit of $50.00 is needed to open this account
- Easily accessible electronic monthly statement required1
- Online banking with on-line bill pay
- Business debit cards3
- Monthly Service Charge waived with a $100.00 minimum balance throughout the statement cycle or less than 3 debits post to your account throughout the statement cycle. Otherwise, $10.00 per month2
- 500 free debits or deposited items per month – each additional debit or deposited item is $0.25 per item2
Interest Commercial Checking
- A deposit of $100.00 is needed to open this account
- Earn interest at a variable rate – we will use the daily balance method to calculate the interest on your account. Call our New Accounts Representative for details.
- Image check statement
- Business debit cards3
- Only $15.00 per month service charge
- A $5.00 monthly credit will apply towards the monthly service charge by enrolling in electronic monthly statements1
- 500 free debits or deposited items per month – each additional debit or deposited item is $0.10 per item2
- If the average statement ledger balance of this Interest Commercial Checking account combined with other primary deposits (accounts that are in the same name and tax id number) equal or exceed $50,000.00, NO Service Charge will be applied.
1This requires an e-mail address and Adobe software, which you can download for free from www.adobe.com.
2Debits include: checks, withdrawals, transfers, and ACH debits. Deposited items are any checks deposited to your account.
3Debit cards are subject to approval.
